Financial planning

E-Gestion researches, conceptualizes and presents to you - by means of easily accessible documents - plans and measures to help you use your financial resources in an optimal way so as to achieve your objectives, taking your personal, financial, economical, tax and legal situation into account.

Due to its structure E-Gestion can offer you a methodology which goes well beyond the usual financial analysis. Our independence and complete freedom of action towards financial service providers guaranties you the best product for your money, adapted to your personal situation.

It is important to note that the follow-up and the regular adjustments are also of utmost importance when you want to carry out a successful financial planning.

Main objectives

  • Substantial and lasting reduction of the tax burden
  • Elaboration of an optimal asset and investment structure from the point of view of security, profitability and liquidity.
  • Systematic increase and protection of the assets, year after year
  • Insurance analysis to prevent over and under-insuring in case of death or invalidity and to optimize your whole wealth protection schemes
  • Presentation of measures for early retirement
  • Planning of personal assets transfer

To read :

Fiduciary services

E-Gestion offers all the services of a trust company, such as :

Accounting

In line with your wishes and your organisation, we can look after your accounts on either your premises or ours, our software or yours. In accordance with your needs, we calculate in good time all the indicators needed to run your company and analyse them with you. This allows you to use your accounts as a management tool.

  • Keeping general, creditor, debtor and salary accounts
  • End-of-year accounts
  • Accountancy advice and support
  • VAT returns

Auditing

NAs auditors, we are especially qualified in terms of article 727 c of the Swiss Code of Obligations.

Tax

For trouble-free financial planning, we can prepare tax returns for individuals and companies.

Tax and successions

The transformation, sale, or purchase of a business, or the planning of its succession, have tax implications, which must be managed and conscientiously prepared.

Our job is to plan these events with you, to guide you in your choices, simulate the tax implications, or assess a company's profitability.

Insurance advices

As a result of the liberalisation and restructuring of the insurance market, insurance companies are offering a whole host of solutions which very often differ from each other. This wide range on offer makes it particularly difficult to choose the ideal company and product for you.

Because it is independent of insurance companies, E-Gestion is able to select, fairly and transparently, the service provider that is best suited to you.

As E-Gestion is not the “seller”, but rather acts as the “buyer” on its client's behalf, it can offer you the best quality/price ratio on the market in line with your needs.

Main aims

Keep up-to-date - Execute - Check - Defend - Advise

E-Gestion

  • Keeps the client's insurance portfolio constantly updated
  • Executes administrative work such as :
    • Checking statements and returns of premiums following overpayments
    • Amending records of new and outgoing staff in respect of various insurance areas
    • Management and support in the event of claims
  • Defends the client's interests against the insurance companies
  • Keeps itself informed of new products on the market and informs the client of these

Corporate governance

We offer our clients a wide variety of services and support, such as:

  • Domiciliation
  • Administrative support
  • Drawing up a business plan
  • Staff seminar on the Swiss social security system
  • Management
  • IT
  • Auditing
  • Contact with notaries and authorities (regarding civil liability, old age and surviving dependants insurance, occupational old-age benefit schemes, etc.)

Team

Direction

  • Sébastien Eberhard

    Management diploma, graduate IAF Investment Trust, more than 15 years experience in benefit and finance, specialist in real estate investment. Certified Finma N° 11583

    S. Eberhard

  • Laurent Claude

    Professional Consultant, LBA Administrator, specialist in social insurances, more than 20 years experience with insurances. Certified Finma N° 11250

    L. Claude

  • Pascal Bregnard

    Qualified engineer EPFL in data processing, patented fiduciary agent, diploma post grade in management of logistic systems, ongoing Swiss chartered public accountant, more than 15 years experience in fiduciary. Approved reviser N° 102222

    P. bregnarda

  • Patrick Sgobba

    Economist, license in Economic Science, ongoing Swiss chartered public accountant, more than 5 years experience in fiduciary. Approved reviser N°105114

    P. Sgobba

  • Willy Bregnard

    Graduate accountant, expert accountant, specialist in fiscal transactions with authorities, more than 30 years experience in fiduciary. Expert approved reviser N°105090

    W. bregnarda

Subsidiary

  • Vincent Eberhard

    Executive member. Financial advisor with Federal patent, financial advisor IAF graduate, financial planning specialist, more than 15 years experience with insurances and benefits funds. Certified Finma N° 13470

    v. eberhard

Collaborator

  • Emanuel Fundoni

    Responsible of companies and private insurances, specialist in goods insurance, apprenticeship master, more than 15 years experience with insurances. Certified Finma N°11243

    E. Fundoni

  • Mélanie Ruegg

    Companies′insurances and social insurances assistant, graduate commercial employee, more than 10 years experience with companies and private insurances. Ongoing Swiss certified specialist in social insurances with Federal certificate.

    M. Ruegg

  • Milena Claude

    Companies’ insurances assistant, certified commercial employee CFC, more than 15 years experience with companies and private insurances.

    M. Claude

  • Besa Gashi

    Companies’ insurances assistant, certified commercial employee CFC, more than 10 years experience with companies and private insurances.

    B. Gashi

  • Mary-Laure Schaller

    Private insurances assistant, certified commercial employee CFC, more than 25 years experience with companies and private insurances.

    M.L. Schaller

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  • Lucille Quartier

    Companies insurances and private insurances assistant, certified commercial employee CFC, more than 15 years experience with companies and private insurances.

    L. Quartier

  • Delphine Bapst

    Companies insurances and private insurances assistant, certified commercial employee CFC, more than 20 years experience with companies and private insurances.

    D Bapst

  • Magali Marti

    Accountant, certified professional coach IDC, more than 10 years experience in accounting and more than 5 years in professional coaching.

    M. Marti

  • Sandra Stranieri-Girard

    Assistant-accountant, certified commercial employee CFC, more than 15 years experience in fiduciary.

    S. Stranieri

  • Martine Steudler

    Assistant-accountant, certified commercial employee CFC, more than 10 years experience in fiduciary.

    M. Steudler

  • Fabio Amores

    Accountant, certified commercial employee CFC, more than 5 years experience in fiduciary and real estate management.

    C. lebet

  • Claude Lebet

    Accountant, more than 30 years experience in fiduciary.

    C. lebet